PB Total Wealth Advisory and Consulting Corp

About Us

Our primary goal as your trusted advisor is to provide insightful, practical advice that empowers you to make informed financial decisions-so you can live confidently and protect what matters most.

We work with individuals and business owners who value thoughtful, independent advice — not sales quotas or product-driven agendas. Our clients are intentional about protecting their lifestyle, their income, and their family’s future.

They choose fee-based planning because they want unbiased, transparent guidance they can trust. They’re curious, proactive, and appreciate the power of financial education. With us, they gain clarity, confidence, and practical strategies designed around what matters most to them.

3-Step Framework
1. Clarity – Understand where you are today financially and where you’re headed.
2. Strategy – Scenario planning, tax optimization, succession planning, lifestyle freedom mapping.
3. Action – A practical plan, accountability, and education so you can confidently move forward.

Penny Stayropoulos holds notable designations – Chartered Financial Analyst (CFA) designation, Certified Investment Management (CIM) designation, Trust and Estate Practitioners (TEP) designation, Certified Financial Planner (CFP) designation, and Financial Management Advisor (FMA) designation. Penny is a member of the Toronto CFA Society, STEP Canada, Financial Planners Standards Council, and Angel Investors of Ontario. Penny is also a Partner and Portfolio Manager with Treegrove Investment Management Inc., registered with the Ontario Securities Commission.